NO MORE Mortgage Articles
March 7, 2011
January 10, 2011
October 15, 2010
- NO MORE Mortgage October 2010 Financial Newsletter
Learn more about cybercrime, the current foreclosure situation in the US, how the new Healthcare legislation will affect you, and more in the October 2010 edition of the NO MORE Mortgage Financial Newsletter.
October 13, 2010
- NO MORE Mortgage on Debt Settlement
NO MORE Mortgage is asked from time to time about debt settlement companies. While we do not negotiate with creditors or hold client funds in our custody, we can recommend a reputable third-party firm to help those of you in financial crisis.
You can always call your NO MORE Mortgage Plan Coordinator for a review of your financial options. We can discuss the pros and cons of debt settlement vs. NO MORE Mortgage, along with Consumer Credit Counseling and Bankruptcy, to help you honestly evaluate your choices.
October 5, 2010
- NO MORE Mortgage: What You Should Know about Consumer Credit Counseling
Sometimes when financial reversals hit, or spending has simply gotten out of control, we are forced to admit that our financial inflow is not equal to our outflow. We are simply spending more than we earn.
If this trend is not stopped, and credit cards are maxed out, and there is nowhere else to borrow money, the ultimate consequence is that our finances “hit the wall,” and we simply run out of cash. We are insolvent.
If you are reaching a “breaking point” similar to the one described above, there are three main solutions that can be considered. One is bankruptcy. Another is Debt Settlement. A third is consumer credit counseling.
September 20, 2010
- Overcoming the Urge to Splurge with NO MORE Mortgage
Compulsive spending is usually an attempt to fill an inner emotional need, but the pleasure we feel from our shopping “spree” is only temporary, followed by guilt and the knowledge that we have only increased our debt load. This urge to splurge can eventually cause difficulties on a long-term basis. Not only will our financial stability be damaged, but relationships can also be jeopardized.
September 13, 2010
- Do you have enough homeowner's insurance?
Are you a high income earner?
Do you live in a fault zone?
Do you live in a flood zone?
Does your home have a basement?
Do you own expensive jewelry or family heirlooms?
Do you employ people in your home?
If you answered yes to any of these questions, now may be the time to double check your insurance coverage to make sure you are sufficiently protected.
- 56% of States Report Decreases in Unemployment Rates
While 18 states and Washington DC recently reported no change to unemployment rates from June 2010 to July 2010, 28 states all reported lower unemployment now than they did 12 months ago. Which state currently has the lowest unemployment rate in the US? North Dakota, at 3.6%.
How is your state now compared to last year?
August 24, 2010
- What Everyone Needs to Know about Retirement
Some people may be thinking, “I’ve got plenty of time”, or “I won’t want to retire.” Check out what Personal Finance expert Liz Pulliam said on the subject by following the link below.
- Why Americans Can't Afford to Retire
MSN Money recently posted an interesting article about retirement in America, the link is below. The premise is that there are six reasons why we are having to delay retirement:
1. The stock market has tanked
2. Employers are cutting back on retirement benefits for employees
3. People just haven’t saved enough money
4. Social Security money is running out and benefits are decreasing
5. People delay retirement until Medicare benefits kick in at age 65
6. People enjoy working