“Thank-You” letters received from happy clients….
I can now look forward to a nice retirement
“I will be turning 65 just a couple months before my debt free date so I can now look forward to a nice retirement. I would hate to think what would happen if I turned 65 and still [...]
Filed under Financial Tools, Newsletters, No More Mortgage, Uncategorized, debt elimination by on Jul 11th, 2011. Comment. 
The International Monetary Fund has just dropped a bombshell, and nobody noticed…
For the first time, the international organization has set a date for the moment when the “Age of America” will end and the U.S. economy will be overtaken by that of China. And it’s a lot closer than you may think. [...]
Filed under Financial Tools, Newsletters, No More Mortgage, debt, debt elimination, nmm-blog, tips by on May 6th, 2011. Comment.
Possible home and auto insurance savings….
If you can free up $33/month, you can usually take one or two months off your debt plan—this is found money!
If you have not taken the time recently to make a comparison of the cost of your insurance premiums with other companies, you are probably paying too [...]
Filed under Newsletters, No More Mortgage, debt, nmm-blog by on Apr 8th, 2011. Comment.
Top Ten Ways to Track Spending…
1. Keep all sales receipts and create notes to record payments made without receipts. Drop them into a coffee can or plastic jar or a space designated for receipts. Each time you get a paycheck (or once/month) add up your spending. Sort receipts and notes by expense category. Then regularly [...]
Filed under News, Newsletters, No More Mortgage, Testimonials, debt, debt elimination by on Jan 10th, 2011. Comment.
Welcome to the NO MORE Mortgage Newsletter
Your credit score is an important number…
1. Paying late: Thirty-five percent of your credit score is your payment history. Consistently being late on your credit card payments will hurt your credit score. Pay your credit card bills on time to preserve your credit score.
2. Having a balance charged off: [...]
Filed under Newsletters, No More Mortgage, Testimonials, credit cards, debt, tips by on Nov 3rd, 2010. Comment.
NO MORE Mortgage Financial Security Newsletter
Two-thirds of Web surfers fall prey to online crime….
Most of us now purchase online, the following study results are worth taking a second look. Note that half the cases never get solved.
The average amount of time spent to resolve a cybercrime and the average cost vary from country to country, [...]
Filed under Foreclosure, News, Newsletters, No More Mortgage, nmm-blog, tips by on Oct 15th, 2010. Comment.
What You Should Know About Debt Settlement from NO MORE Mortgage
NO MORE Mortgage is asked from time to time about debt settlement companies. While we do not negotiate with creditors or hold client funds in our custody, we can recommend a reputable third-party firm to help those of you in financial crisis.
You can always call [...]
Filed under Financial Tools, News, No More Mortgage, credit cards, debt, debt elimination, nmm-blog by on Oct 13th, 2010. Comment.
NO MORE Mortgage specializes in assisting clients who are able to meet their monthly debt obligations.
Sometimes when financial reversals hit, or spending has simply gotten out of control, we are forced to admit that our financial inflow is not equal to our outflow. We are simply spending more than we earn.
Filed under News, No More Mortgage, credit cards, debt, debt elimination, nmm-blog, tips by on Oct 5th, 2010. Comment.
Compulsive spending is usually an attempt to fill an inner emotional need, but the pleasure we feel from our shopping “spree” is only temporary, followed by guilt and the knowledge that we have only increased our debt load. This urge to splurge can eventually cause difficulties on a long-term basis. Not only will our financial stability be damaged, but relationships can also be jeopardized.
Filed under Financial Tools, News, No More Mortgage, credit cards, debt, debt elimination, nmm-blog, tips by on Sep 20th, 2010. Comment.
Are you a high income earner?
Do you live in a fault zone?
Do you live in a flood zone?
Does your home have a basement?
Do you own expensive jewelry or family heirlooms?
Do you employ people in your home?
If you answered yes to any of these questions, now may be the time to double check your insurance coverage to make sure you are sufficiently protected. You can read the full article in the link below, courtesy of The Wall Street Journal.
If you’re not sure who to call, contact NO MORE Mortgage and we will review your insurance needs with you to make sure you have the coverage you need.
Homeowner\’s Insurance: Do You Have Enough?
Filed under Financial Tools, Investments, News, No More Mortgage, Retirement, nmm-blog, tips by on Sep 13th, 2010. Comment.
While 18 states and Washington DC recently reported no change to unemployment rates from June 2010 to July 2010, 28 states all reported lower unemployment now than they did 12 months ago. Which state currently has the lowest unemployment rate in the US? North Dakota, at 3.6%.
How is your state now compared to last year?
Filed under News, No More Mortgage, Retirement by on Sep 13th, 2010. Comment.
Some people may be thinking, “I’ve got plenty of time”, or “I won’t want to retire.” Check out what Personal Finance expert Liz Pulliam said on the subject by following the link below.
Filed under News, No More Mortgage by on Aug 24th, 2010. Comment.
MSN Money recently posted an interesting article about retirement in America, the link is below. The premise is that there are six reasons why we are having to delay retirement:
1. The stock market has tanked
2. Employers are cutting back on retirement benefits for employees
3. People just haven’t saved enough money
4. Social Security money is running out and benefits are decreasing
5. People delay retirement until Medicare benefits kick in at age 65
6. People enjoy working
Filed under Investments, News, No More Mortgage, Retirement by on Aug 24th, 2010. Comment.
The title may seem a bit crazy, but the crazy thing is it’s actually true. This Youtube video does a great job of outlining the key points, Indymac Boys Get Sweetheart Deal , which are:
* Indymac Bank failed
* No one wanted to buy the mortgages held by the bank
* The government (FDIC) stepped in and sold them to OneWest Bank at a 30% discount
* The FDIC promised to cover 80% of the losses if any of the mortgages foreclosed
* The 80% is calculated based on the full face value, not the discounted price they were bought for
* You do the math–OneWest was then able to sell the entire portfolio for pennies, it didn’t matter! They were guaranteed to make a profit no matter what!
Filed under Foreclosure, Mortgage, News, No More Mortgage, Real Estate by on Aug 9th, 2010. Comment.
The money talk with your partner about having no more mortgage or debt. When you get married you need to get together on your finances immediately.
Filed under News, No More Mortgage by on Jul 15th, 2010. Comment.
NO MORE Mortgage wants to keep you up to date with our RSS feed. By clicking on the RSS button on the lower right you can subscribe to our feed. Every time we post a new article you’ll find it in your RSS reader.
Filed under News, No More Mortgage by on Jul 12th, 2010. Comment.
A solid financial goal is to have no more mortgage or other debt payments of any kind. You need to begin somewhere, and that somewhere is to have a goal and for each goal a strategy. One strategy to help eliminate your debts and the mortgage is to use a mortgage to consolidate debt. It sounds sort of strange to use a mortgage to get rid of your debt and the mortgage itself.
Filed under News, No More Mortgage, nmm-blog by on Jun 27th, 2010. Comment.
How does No More Mortgage help their clients change their financial future? Learn how to get your free audio CD as well as how to receive a personalized, no obligation analysis of your debts from No More Mortgage so you can ensure you’re making the best decisions for the future of your family.
Filed under News, No More Mortgage, Videos, nmm-blog by on Jun 17th, 2010. 1 Comment.
We live in changing times and our thought process needs to adjust too. Getting on the path to having no more mortgage or other debt can be both simple and complex.There are two things that are critically important to your financial future. Eliminating your debt and building a retirement income that will actually allow you to live the lifestyle you deserve instead of maybe just getting by, or worse, having to continue to work.
Filed under News, No More Mortgage, nmm-blog by on Jun 7th, 2010. Comment.
If you want to retire with no more mortgage or other debts, budgeting is a critical skill you need to get proficient at. Learning to budget skillfully is vital.
Filed under News, No More Mortgage, nmm-blog by on May 24th, 2010. Comment.
Mortgage Approvals Are Getting More And More Scarce « Home Loans …
Higher minimum FICO scores; Larger downpayment requirements for purchases; Larger equity positions for refinances; Lower debt-to-income ratios. So, if you’re on the fence about whether now is a good time to buy a home, or make that refi …
Filed under Mortgage, News, No More Mortgage, debt by on Feb 9th, 2010. Comment.
Here is an interesting story about a family that got caught up in the bureaucracy of the banks when their mortgage servicing was changed and are now facing foreclosure due to “paperwork.” Hopefully they’ll fix the issue and get to the point where they have no more mortgage problems. But it shows you the importance [...]
Filed under Mortgage, News, No More Mortgage by on Feb 7th, 2010. Comment.
Are you keeping an eye on your money and tracking what you spend and where? Somebody needs to and if you aren’t doing it, who is going to? Does anyone else have a bigger stake in wiping out your debt and building the retirement you want and deserve than you do?
Filed under Financial Tools, No More Mortgage, debt elimination, nmm-blog by on Dec 11th, 2009. Comment.
What is your plan for your debt? Have you really made one yet? Most people put this off because they don’t want to face the unknown. It’s easier to keep tooling along blissfully ignorant of how much money you owe or where you are on building your retirement. But it’s going to catch up with you,
Filed under Financial Tools, No More Mortgage, Retirement, debt elimination, nmm-blog by on Dec 11th, 2009. Comment.
Most of us don’t realize how much our emotions are tied into our spending habits and our build up of debt. Both of which eat away at our future by reducing how much we are contributing and building for retirement. Many of our clients at No More Mortgage have felt the same way until…
Filed under News, No More Mortgage, debt elimination, nmm-blog by on Dec 9th, 2009. Comment.
There are very important differences between No More Mortgage’s automated debt elimination plan and debt settlement. You should know about these differences and how they can affect your financial future.
Let’s look at the how each one comes into play in your quest to eliminate your debt and get back on track financially.
Filed under No More Mortgage, debt elimination, nmm-blog by on Dec 3rd, 2009. Comment.
NO MORE Mortgage urges each parent to give serious consideration to the financial education of their children. The attached is a great set of suggestions for parents to help their teens take more financial responsibility. The websites in suggestion #1 seem especially helpful.
Your kids are heading back to school to dive into stuff like math, [...]
Filed under News, No More Mortgage by on Sep 1st, 2009. Comment.
NO MORE Mortgage
BOSTON — The Federal Deposit Insurance Corp. reported Thursday that the number of distressed banks rose to the highest level in 15 years as its insurance fund continued to shrink.
More lenders ran into financial trouble during the second quarter with recession saddling banks with soured loans, according to the report.
The FDIC said [...]
Filed under News, No More Mortgage by on Aug 28th, 2009. Comment.
NO MORE Mortgage has found a very interesting article about today’s housing market. The last line is very telling.
If the main prediction comes true (see paragraph 3) then there can be no economic recovery until this issue is fixed, and/or the bubble completely bursts.
Right now the markets believe we have “dodged the bullet†but [...]
Filed under News, No More Mortgage, Real Estate by on Aug 13th, 2009. Comment.
“I really love being a part of NO MORE Mortgage, it’s nice to work for a solid company that is not only concerned about the company’s personal growth but just as concerned about financial growth of their customers. We have all had some hardships in life and as mine have come and gone they have [...]
Filed under No More Mortgage, Testimonials by on Jul 14th, 2009. Comment.
