debt

[description]No More Mortgage on debt[/description]
[keywords]No More Mortgage[/keywords]

The International Monetary Fund has just dropped a bombshell, and nobody noticed…
For the first time, the international organization has set a date for the moment when the “Age of America” will end and the U.S. economy will be overtaken by that of China.  And it’s a lot closer than you may think. [...]

Possible home and auto insurance savings….
If you can free up $33/month, you can usually take one or two months off your debt plan—this is found money!
If you have not taken the time recently to make a comparison of the cost of your insurance premiums with other companies, you are probably paying too [...]

Filed under Newsletters, No More Mortgage, debt, nmm-blog by on . Comment#

Inspiring quotes…
50 INSPIRING QUOTES.  We know that sticking to a goal is hard.  Whether your goal is to get in shape, to lose weight, or to discipline yourself financially and live with your means, you need inspiration.  When times are tough, and hard decisions need to be made, goals that only speak to the head [...]

Filed under Financial Tools, Foreclosure, News, Newsletters, debt by on . Comment#

WHEN INCOME IS CUT, HOW SHOULD I PRIORITIZE CASH FLOW?…
1. Pay the Rent/Mortgage First: Regardless of your financial circumstances, you need a roof overhead, a place to call home, a sanctuary from the world at the end of the day. So, your housing comes off the top of your check.  If [...]

Filed under Financial Tools, Investments, Newsletters, debt, tips by on . Comment#

Top Ten Ways to Track Spending…
1. Keep all sales receipts and create notes to record payments made without receipts. Drop them into a coffee can or plastic jar or a space designated for receipts. Each time you get a paycheck (or once/month) add up your spending. Sort receipts and notes by expense category. Then regularly [...]

Welcome to the NO MORE Mortgage Newsletter
Your credit score is an important number…
1. Paying late: Thirty-five percent of your credit score is your payment history. Consistently being late on your credit card payments will hurt your credit score. Pay your credit card bills on time to preserve your credit score.
2. Having a balance charged off: [...]

What You Should Know About Debt Settlement from NO MORE Mortgage
NO MORE Mortgage is asked from time to time about debt settlement companies.  While we do not negotiate with creditors or hold client funds in our custody, we can recommend a reputable third-party firm to help those of you in financial crisis.
You can always call [...]

NO MORE Mortgage specializes in assisting clients who are able to meet their monthly debt obligations.
Sometimes when financial reversals hit, or spending has simply gotten out of control, we are forced to admit that our financial inflow is not equal to our outflow. We are simply spending more than we earn.

Compulsive spending is usually an attempt to fill an inner emotional need, but the pleasure we feel from our shopping “spree” is only temporary, followed by guilt and the knowledge that we have only increased our debt load. This urge to splurge can eventually cause difficulties on a long-term basis. Not only will our financial stability be damaged, but relationships can also be jeopardized.

Mortgage Approvals Are Getting More And More Scarce « Home Loans …
Higher minimum FICO scores; Larger downpayment requirements for purchases; Larger equity positions for refinances; Lower debt-to-income ratios. So, if you’re on the fence about whether now is a good time to buy a home, or make that refi …