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  We Eliminate the Guesswork and Stress of Managing Your Debt
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Eliminate all debt (including your mortgage) in as little as 9 years!
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NO MORE Mortgage is a Unique Debt Elimination Company

Welcome to No More Mortgage

Are you looking for an A+ rated company to help you reach your financial goals? Would you like to be debt free in as little as 1/2 to 1/3 of the time it will take you now? How about building up your retirement account instead of the banks? And do it all without hurting your credit like many other programs will do?

That's exactly what thousands of others are on track to do right now thanks to No More Mortgage's fully administered program. That's fully administered as in "they do the work for you while you concentrate on the rest of your life".

NO More Mortgage has been helping their clients change their financial future for over 9 years now. And they have an A+ rating from the BBB (BetterBusiness Bureau) you can see right here at the BBB website.

No More Mortgage BBB A+ Rating

We can show you that homeowners who have been in their home for at least 2 years and have at least $10,000 worth of debt other than their mortgage, can become debt free and save $20,000-$200,000 in interest within 9 years on average. This is often without an increase in your current payments and no upfront fees. Our program is available to homeowners in all 50 states. It works just as well for non-homeowners with the typical debt load we see today.

There is a huge difference in what we can do for you and what the programs you hear on the radio and see on TV claim. Those programs are usually debt settlement, consolidation, or debt negotiation companies. Not only could they typically damage or completely destroy your credit, but they may not be able to address all of your debts either. So you may still be left with debts they could not work with, and a credit history that will ensure you pay much higher interest rates on any credit you are able to obtain in the future, if any. This is why you need to look at your options when it comes to a strategy to eliminate your debt.

NO MORE Mortgage delivers what they promise while helping you to maintain a good credit rating. The way our program is designed you may even see your credit improve faster than it normally would. And our program has a client success rate of over 95%.

We use a comprehensive method to professionally manage your debt elimination, together with continued financial education, which ultimately results in clients who enjoy huge interest savings while eliminating their mortgage, as well as all other debt in 9 years or less on average. Everyone carries a different amount of debt and have other factors that vary so while our average client is debt free in 9 years, your personal plan could take a little longer, or happen even sooner. You can find out by simply requesting a free debt analysis which will also show you what you are on schedule to pay out towards your debt and how long it will take to pay it off based on how you are paying your debts today.

We have a nationwide live-call distribution system. This allows you to get free consultation immediately, with a qualified Personal Finance Analyst. And rest assured, our analysts and customer service group are based right here in the U.S.A. so you won't have any trouble reaching and speaking to us. You can receive your free personalized debt elimination plan and make informed decisions based on real numbers. The plan is created by adding the information on your debts into our comprehensive debt analysis system, which generates a seven-page personalized financial analysis. You'll see the proposed debt restructuring, interest savings, and debt-free dates. And you get to see a real comparison against the amount of money you'll pay out and how long it will take based on how you pay your bills today.

The founder and CEO of our company is Larry Ruff, who has over 25 years of experience in business and a passion to help our clients to change their future and relieve the debt related stress they carry with them today. In October of 1999, he partnered with Financial Insights of Ogden, Utah, to add new marketing channels for their automated debt elimination program. Prior to that, Larry ran a credit counseling office for Financial Freedom, Inc. in Salt Lake City, Utah, enrolling clients into debt management programs and conducting financial planning seminars.

Prior to that he founded Ruff Investments, a successful syndicator of large residential apartment buildings. Larry was also a 50% owner of Timpanogos Realty where his personal sales exceeded $20 million in his first three years. He majored in Financial and Estate Planning at Brigham Young University with a minor in Economics.

NO MORE Mortgage is offering the cream of the crop of all the debt elimination programs available. Their unique debt elimination plan comes highly recommended to homeowners and non-homeowners alike, by a number of satisfied clients.

Authentic video testimonials of other satisfied clients along with an impressive corporate profile can be found on the company site online.

Here is a short 2 minute video of Larry talking about our program. Please sit back for just 2 short minutes and listen to what we could do for you if you choose to look at our program further with a free analysis of your debt. At the very least you can ask for our free audio CD up on the left side of the page.

No More Mortgage Introduction

Read some of our latest posts below…

  • No More Mortgage Interest Deduction Confusion...We hope.

    No more mortgage interest tax deduction confusion, or so we thought. When is it a good tax deduction, & when is it not? You'll want to read this...

  • More US Borrowers Than Ever Refi to Shrink Mortgage

    There is an increase in refinancing to put cash back into the home and shrink the mortgage. You really need to sit down and look at whether this is a good idea or not.

  • No More Mortgage Tip - Are you keeping an eye on your spending?

    Are you keeping an eye on your money and tracking what you spend and where? Somebody needs to and if you aren't doing it, who is going to? Does anyone else have a bigger stake in wiping out your debt and building the retirement you want and deserve than you do?

  • No More Mortgage gives you a plan for your debt. What's your plan today?

    What is your plan for your debt? Have you really made one yet? Most people put this off because they don't want to face the unknown. It's easier to keep tooling along blissfully ignorant of how much money you owe or where you are on building your retirement. But it's going to catch up with you,

  • Are your emotions affecting your spending and building your debt?

    Most of us don't realize how much our emotions are tied into our spending habits and our build up of debt. Both of which eat away at our future by reducing how much we are contributing and building for retirement. Many of our clients at No More Mortgage have felt the same way until...

  • No More Mortgage Plan vs. Debt Settlement

    There are very important differences between No More Mortgage's automated debt elimination plan and debt settlement. You should know about these differences and how they can affect your financial future.

    Let's look at the how each one comes into play in your quest to eliminate your debt and get back on track financially.

  • Do you really know how much you owe on your debt

    If you're like most people, you think of the balances on your statements for your mortgage, credit cards, and other debts as what you owe.

    Well, yes it is and no it isn't. Yes, at one moment in time a statement can show what you owe if you were to pay it off completely. And no it isn't when you factor in interest payments over time.

  • 5 Evil Things Credit Card Companies Can Still Do

    CREDIT CARD REFORM BILL TRIES TO HELP CASH-STRAPPED CUSTOMERS, BUT COMPANIES HAVE NEW WAYS TO BOOST PROFITS

    Credit card companies are socking it to consumers left and right. They're hiking interest rates to as much as 36% and doubling minimum monthly payments, frustrating customers who are already cash-strapped and credit-crunched.

  • Right Way to Break Up With Your Credit Card

    STEPHANIE S. RECENTLY RECEIVED ONE OF THOSE LETTERS THAT CREDIT CARD ACCOUNT HOLDERS DREAD; her 11% rate had been raised to 29.99%. And when she called Citibank to complain, she was placed squarely between a rock and a hard place. Accept the higher rate, she was told, or close the card and accept the damage to her credit score.

  • Are Home Market Values on the Rise?

    In August, prices rose in 17 oF 20 cities. Only Charlotte, Cleveland and Las Vegas recorded month-to-month declines. In the past year, prices are down 11.3% in the 20 cities. Prices in all 20 cities were lower in August 2009 than in August 2008, but in general, year-over-year declines have lessened. "We do want to remind people of the upcoming...



 

 
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